What are investment property mortgage rates?

Investment property mortgage rates are the interest charges investors pay to finance a property solely for investment purposes. These rates depend on the investor’s creditworthiness, the cost of the property they wish to acquire and the type of lender they work with.

Do you need an investment property mortgage?

When you buy an investment property, you need an investment property mortgage. The first thing to know is what other names these mortgages go by, so you know them when you hear them. A lot of consumers and real estate agents will call this kind of loan a rental property mortgage.

What are the different types of investment property loans?

There are three main loan types used to finance investment properties: Check your investment property loan options. Start here Most of those seeking investment property loans will require conventional mortgages. The majority of these are ‘conforming mortgages,’ meaning they conform to lending rules set by Fannie Mae and Freddie Mac.